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StephanieE  
#1 Posted : Saturday, May 25, 2019 6:01:51 PM(UTC)
StephanieE

Rank: Newbie

Groups: Registered
Joined: 5/25/2016(UTC)
Posts: 1

Hello,

1. ) Regarding the statement in the last seven years you were over 120 days delinquent not previously mentioned.

I have been over 120 days late paying parking tickets or road tolls. These were never sent to collections and are not on my credit report. They have also been paid. Do I need to answer yes to this question?

2.) I've had a medical bill (like 30 dollars) or two sent to a collection company, but I paid it when i got the first letter and it was never reported to my credit company. I guess I have to answer yes to the collection question, but will this be a big deal?

I'm in great standing with my credit card companies, have no student loans or mortgages etc.
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